VA Loans
VA Loan Benefits Most Veterans Don't Know About
VA loans are among the most powerful home financing options available to eligible veterans, active-duty service members, and surviving spouses.
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Aaron BathCore VA Loan Benefits
- 0% Down Payment — Finance 100% of the purchase price
- No Private Mortgage Insurance (PMI)
- Competitive Interest Rates — Often among the lowest available
- Flexible Credit Guidelines
- Assumable Loans — Can be assumed by qualified future buyers
Lesser-Known VA Benefits
- IRRRL (Interest Rate Reduction Refinance Loan): Also called VA Streamline Refinance. Refinance to a lower rate with minimal paperwork and often no appraisal.
- VA Cash-Out Refinance: Access up to 90% of your home's value for debt consolidation, home improvements, or other needs.
- Native American Direct Loan (NADL): Special program for eligible Native American veterans.
- Energy Efficient Improvements: Finance solar panels, insulation, and other upgrades into your loan.
- No Prepayment Penalty — Pay off your loan early with no penalties.
- Funding Fee Can Be Financed — And is waived for veterans with service-connected disabilities.
Florida-Specific Notes
- VA appraisals must meet Minimum Property Requirements
- High insurance costs are factored into qualification
- Not all condos are VA-approved (we check early)
It's an honor to help veterans and their families.
Aaron Bath — Senior Mortgage Loan Officer | NMLS #2110744 (561) 677-2340 | [email protected] 110 Front Street, Suite 300, Jupiter, FL 33477 www.cfgcloans.com
This guide is for educational purposes only. Equal Housing Lender. NMLS #2547138.
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#VA loan#veterans#IRRRL#military#Florida
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Written by
Aaron Bath
Licensed Mortgage Loan Originator at Capital Financial Group Corporation (NMLS #2547138), serving homebuyers and investors across Florida, Alabama, Colorado, Ohio, and Tennessee.