Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website operated by Capital Financial Group Corporation ("CFGC"), NMLS Company #2547138. By using this Site, you represent that you are at least 18 years of age and agree to these Terms and our Privacy Policy (linked in the footer).

2. Not a Commitment to Lend

Nothing on this website constitutes a commitment or agreement to lend. All loan applications are subject to credit approval, income verification, property appraisal, and satisfaction of all applicable underwriting conditions. Loan programs, rates, terms, and availability are subject to change without notice and may not be available in all states.

3. Informational Purposes Only

The content on this Site, including mortgage calculators, rate estimates, loan program descriptions, and educational materials, is provided for informational purposes only. It does not constitute financial, legal, or tax advice. Mortgage calculators and rate estimates are illustrative only and do not represent actual loan terms.

4. Permitted Use

You may use this Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any portion of the Site or its related systems
• Use automated tools to scrape, crawl, or extract data from the Site
• Impersonate any person or entity or misrepresent your affiliation
• Submit false, misleading, or fraudulent information in any form or application
• Use the Site for any purpose other than its intended personal, non-commercial, and informational use

5. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Capital Financial Group Corporation or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without our express written permission.

6. Electronic Communications Consent

By submitting a contact form, pre-approval inquiry, or any other form on this Site, you consent to be contacted by Capital Financial Group Corporation via telephone, email, or text message regarding your mortgage inquiry. You may opt out of marketing communications at any time. This consent is not a condition of obtaining a loan.

7. TCPA Compliance

By providing your phone number and submitting a form on this Site, you expressly consent to receive calls and text messages from Capital Financial Group Corporation, including calls made using an automatic telephone dialing system or prerecorded voice, at the number you provide. This consent is not required as a condition of purchasing any goods or services. You may revoke consent at any time by contacting us at 561-677-2340.

8. Third-Party Links and Services

This Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Disclaimer of Warranties

THIS SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, CAPITAL FINANCIAL GROUP CORPORATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR ITS CONTENT.

11. Indemnification

You agree to indemnify, defend, and hold harmless Capital Financial Group Corporation, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the State of Florida. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Palm Beach County, Florida.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

14. Contact Information