Jumbo Loans
Luxury financing above conforming limits
Jumbo loans finance properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In South Florida's competitive luxury market, jumbo financing is often essential for high-value properties.
10–20%
Min. Down Payment
700+
Min. Credit Score
$806,501+
Loan Amount
$3M+
Max Loan
Key Features & Benefits
- Loan amounts up to $3M+
- Fixed and ARM options
- Primary, second home, and investment
- Interest-only options available
- Competitive rates for strong profiles
- Flexible reserve requirements
Best For
- Luxury home purchases
- High-value refinances
- High-income borrowers
- South Florida buyers
May Not Be Ideal If
- Borrowers with credit below 700
- Those with limited reserves
- Properties requiring significant repairs
How It Works
Your Path to Closing
Financial Review
We conduct a thorough review of your income, assets, and credit to identify the best jumbo program for your profile.
Pre-Approval
We issue a full jumbo pre-approval — essential in competitive luxury markets where sellers expect serious buyers.
Appraisal & Underwriting
Jumbo appraisals often require two independent appraisers. Our team manages this process to keep your timeline intact.
Close on Your Luxury Home
Jumbo loans typically close in 30–45 days. We coordinate every detail to ensure a smooth closing.
Common Questions
Frequently Asked Questions
Also Consider
Other programs that may fit your situation
Finance Your Dream Home in South Florida
Our jumbo specialists have closed millions in luxury transactions across Palm Beach, Martin, and St. Lucie counties.
All loan programs subject to credit approval. Rates, terms, and availability subject to change without notice. Not a commitment to lend. Capital Financial Group Corporation — NMLS #2547138. Equal Housing Lender. www.nmlsconsumeraccess.org