Commercial Real Estate Loans
Financing for income-producing and business-use properties
Capital Financial Group Corporation offers commercial real estate financing for investors, business owners, and developers. From small mixed-use buildings to large multi-family complexes, our commercial lending solutions are structured around your property's income potential and your business goals.
$500K
Min. Loan Amount
$20M+
Max. Loan Amount
75–80%
Max. LTV
30–60 Days
Typical Close
Key Features & Benefits
- Multi-family (5+ units), mixed-use, office, retail, industrial
- Purchase, refinance, and cash-out options
- Debt Service Coverage Ratio (DSCR) underwriting
- Fixed and adjustable rate programs
- Interest-only periods available
- LLC, corporation, and partnership vesting
- Bridge loans and short-term financing available
- Non-recourse options for qualified borrowers
Best For
- Multi-family apartment building investors (5+ units)
- Mixed-use property owners
- Business owners purchasing their operating space
- Developers seeking bridge or construction-to-perm financing
- Investors refinancing a commercial portfolio
May Not Be Ideal If
- 1–4 unit residential investment properties (use DSCR)
- Owner-occupied primary residences
- Speculative land loans without entitlements
How It Works
Your Path to Closing
Property & Borrower Review
We analyze the property's income, occupancy, and condition alongside your financial profile to identify the right commercial program.
Term Sheet & Commitment
We issue a term sheet outlining rate, LTV, amortization, and conditions. Once accepted, we move to full underwriting.
Underwriting & Third-Party Reports
Commercial appraisal, environmental report (Phase I), and property condition assessment are ordered. Underwriting reviews all financials.
Close & Fund
Loan documents are prepared, reviewed by your attorney, and executed at closing. Funds are disbursed and title transfers.
Common Questions
Frequently Asked Questions
Also Consider
Other programs that may fit your situation
Ready to Finance Your Commercial Property?
Speak with a CFGC commercial lending specialist — no obligation, response within 1 business day.
All loan programs subject to credit approval. Rates, terms, and availability subject to change without notice. Not a commitment to lend. Capital Financial Group Corporation — NMLS #2547138. Equal Housing Lender. www.nmlsconsumeraccess.org